Credit cards can build your credit score — or ruin it. There are plenty of benefits of having one — from earning rewards to building credit and all the perks that come along with being a cardholder.

13 No Annual Fee for Life (NAFFL) Credit Cards in the Philippines
THREE out of six of my credit cards have no annual fee for life (NAFFL) — PNB Ze-Lo Mastercard, Citi Simplicity+ Mastercard, and Citi Rewards [Read more…]