2019 Highest Time Deposit Rates (Philippine Banks)

Here’s our list of top 10 highest time deposit rates for 2019 offered by banks in the Philippines.

[1] Security Bank Corporation (Security Bank)

Peso Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rates (30| 60| 90 Days): Data Not Available
• Interest Rates (180| 360 Days): Data Not Available

• Your Placement: PHP100,000
• Interest Rates (30| 60| 90 Days): 3.300| 3.400| 3.50%
• Interest Rates (180| 360 Days): 3.700| 3.900%

• Your Placement: PHP1,000,000
• Interest Rates (30| 60| 90 Days): 3.500| 3.600| 3.700%
• Interest Rates (180| 360 Days): 3.900| 4.10%

• Minimum Placement: PHP100,000
• Minimum Placement Term: 30 Days
• Documentation: Certificate of Time Deposit

[2] East West Banking Corporation (EastWest Bank)

Peso Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (30| 60| 90 Days): 1.550| 1.675| 1.800%
• Interest Rate (180| 270| 360 Days): 2.300| 2.425| 2.550%

• Your Placement: PHP100,000
• Interest Rate (30| 60| 90 Days): 2.750| 2.875| 3.000%
• Interest Rate (180| 270| 360 Days): 3.500| 3.625| 3.750%

• Your Placement: PHP1,000,000
• Interest Rate (30| 60| 90 Days): 3.125| 3.250| 3.375%
• Interest Rate (180| 270| 360 Days): 3.875| 4.000| 4.125%

• Minimum Placement: PHP10,000
• Minimum Placement Term: 30 Days
• Fund Access: Over-the-Counter

[3] Philippine Bank of Communications (PBCom)

Peso Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (30-90 Days): 1.000%
• Interest Rate (180| 360 Days): 1.000| 1.500%

• Your Placement: PHP100,000
• Interest Rate (30-90 Days): 1.250%
• Interest Rate (180| 360 Days): 2.000| 2.250%

• Your Placement: PHP1,000,000
• Interest Rate (30-90 Days): 2.000%
• Interest Rate (180-360 Days): 2.880%

• Minimum Placement: PHP1,000
• Minimum Placement Term: 30 Days
• Documentation: Certificate of Time Deposit

[4] Rizal Commercial Banking Corporation (RCBC)

Peso Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (30-90 Days): 1.500-1.625%
• Interest Rate (91-364 Days): 1.750-2.000%

• Your Placement: PHP100,000
• Interest Rate (30-90 Days): 1.500-1.625%
• Interest Rate (91-364 Days): 1.750-2.000%

• Your Placement: PHP1,000,000
• Interest Rate (30-90 Days): 1.875-2.125%
• Interest Rate (91-364 Days): 2.250-2.50%

• Minimum Placement: PHP5,000
• Minimum Placement Term: 30 Days
• Transaction Record: Time Deposit Placement Confirmation

[5] Maybank Philippines, Inc. (Maybank)

Classic Time Deposit Interest Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (31| 60-90 Days): 0.875| 1.125%
• Interest Rate (91-359 Days): 1.250%

• Your Placement: PHP100,000
• Interest Rate (31| 60-90 Days): 0.875| 1.125%
• Interest Rate (91-359 Days): 1.250%

• Your Placement: PHP1,000,000
• Interest Rate (31| 60-90 Days): 1.000| 1.250%
• Interest Rate (91-359 Days): 1.375%

• Minimum Placement: PHP25,000
• Minimum Placement Term: 31 Days
• Documentation: Certificate of Time Deposit

[6] China Banking Corporation (Chinabank)

Regular Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (90 Days): 0.825%
• Interest Rate (180|360 Days): 0.950|1.075%

• Your Placement: PHP100,000
• Interest Rate (90 Days): 0.825%
• Interest Rate (180|360 Days): 0.950|1.075%

• Your Placement: PHP1,000,000
• Interest Rate (90 Days): 1.575%
• Interest Rate (180|360 Days): 1.700|1.825%

• Minimum Placement: PHP5,000
• Minimum Placement Term: 90 days
• Documentation: Certificate of Time Deposit

[7] BPI Family Savings Bank

Regular Peso Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (35| 63| 91 Days): 0.875%
• Interest Rate (182| 364 Days): 1.125%

• Your Placement: PHP100,000
• Interest Rate (35| 63| 91 Days): 0.875%
• Interest Rate (182| 364 Days): 1.125%

• Your Placement: PHP1,000,000
• Interest Rate (35| 63| 91 Days): 1.000%
• Interest Rate (182| 364 Days): 1.250%

• Minimum Placement: PHP50,000
• Minimum Placement Term: 35 days
• Documentation: Certificate of Time Deposit

[8] Bank of the Philippine Islands (BPI)

Regular Peso Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (35| 63| 91 Days): 0.625%
• Interest Rate (182| 364 Days): 0.875%

• Your Placement: PHP100,000
• Interest Rate (35| 63| 91 Days): 0.625%
• Interest Rate (182| 364 Days): 0.875%

• Your Placement: PHP1,000,000
• Interest Rate (35| 63| 91 Days): 0.750%
• Interest Rate (182| 364 Days): 1.000%

• Minimum Placement: PHP50,000
• Minimum Placement Term: 35 Days
• Documentation: Certificate of Time Deposit

[9] Metropolitan Bank and Trust Company (Metrobank)

Peso Regular Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (30| 60-90 Days): 0.500%
• Interest Rate (180-360 Days): 0.875%

• Your Placement: PHP100,000
• Interest Rate (30| 60-90 Days): 0.500%
• Interest Rate (180-360 Days): 0.875%

• Your Placement: PHP1,000,000
• Interest Rate (30| 60-90 Days): 0.750%
• Interest Rate (180-360 Days): 1.000%

• Minimum Placement: PHP10,000
• Minimum Placement Term: 30 Days
• Documentation: Certificate of Time Deposit

[10] BDO Unibank, Inc. (BDO)

Peso Time Deposit Rates (2019)

• Your Placement: PHP50,000
• Interest Rate (30-90 Days): 0.375%
• Interest Rate (180-360 Days): 0.625%

• Your Placement: PHP100,000
• Interest Rate (30-90 Days): 0.500%
• Interest Rate (180-360 Days): 0.750%

• Your Placement: PHP1,000,000
• Interest Rate (30-90 Days): 0.750%
• Interest Rate (180-360 Days): 1.000%

• Minimum Placement: PHP1,000
• Minimum Placement Term: 30 Days
• Documentation: Certificate of Time Deposit