Personal Finance
How Do I Build Credit When I Don’t Have Credit?
Generally, you need a decent enough credit history to get credit. But how do you start? It’s the riddle many credit applicants face, especially if [Read more…]
Articles by Carrie Palmer
Personal Finance
5 Smart Steps to Manage Debt
For many, debt is a four-letter word and is accompanied by feelings of dread, denial, even despair. Especially if you have a lot of debt, [Read more…]
Personal Finance
Soft and Hard Inquiries: What’s the Difference?
Credit inquiries come in two flavors: soft and hard. Both inquiries are authorized requests to see your credit report. But the similarities end there. Soft [Read more…]
Personal Finance
How Long Do Negative Items Stay on Your Credit Report?
Negative credit report items are automatically removed from your report. When? It depends. When it comes to your credit health, thinking positively can go a [Read more…]
Personal Finance
How to Read a Credit Report
Once you know how to read a credit report, you’ll have a better sense of what to look for. That’s true! Say, you have a [Read more…]
Personal Finance
Why Credit Scores Are Like Grades
The simplest way to understand your credit score is to think back to your school days. Think back to a time when your performance was [Read more…]
Personal Finance
5 Reasons Credit Monitoring Is Worth It
“Do I really need credit monitoring?” It’s a question we hear a lot. Many times, it’s followed by “Because I pay my bills on time” [Read more…]