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Articles by CARRIE PALMER

How Do I Build Credit When I Don’t Have Credit?
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How Do I Build Credit When I Don’t Have Credit?

14 October 2019 CARRIE PALMER

Generally, you need a decent enough credit history to get credit. But how do you start? It’s the riddle many credit applicants face, especially if [Read more…]

5 Smart Steps to Manage Debt
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5 Smart Steps to Manage Debt

9 August 2019 CARRIE PALMER

For many, debt is a four-letter word and is accompanied by feelings of dread, denial, even despair. Especially if you have a lot of debt, [Read more…]

Soft and Hard Inquiries: What’s the Difference?
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Soft and Hard Inquiries: What’s the Difference?

24 July 2019 CARRIE PALMER

Credit inquiries come in two flavors: soft and hard.  Both inquiries are authorized requests to see your credit report. But the similarities end there. Soft [Read more…]

How Long Do Negative Items Stay on Your Report?
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How Long Do Negative Items Stay on Your Credit Report?

15 July 2019 CARRIE PALMER

Negative credit report items are automatically removed from your report. When? It depends. When it comes to your credit health, thinking positively can go a [Read more…]

How to Read a Credit Report
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How to Read a Credit Report

11 July 2019 CARRIE PALMER

Once you know how to read a credit report, you’ll have a better sense of what to look for. That’s true! Say, you have a [Read more…]

Why Credit Score Is Like Grades
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Why Credit Scores Are Like Grades

2 July 2019 CARRIE PALMER

The simplest way to understand your credit score is to think back to your school days. Think back to a time when your performance was [Read more…]

5 Reasons Credit Monitoring Is Worth It
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5 Reasons Credit Monitoring Is Worth It

27 June 2019 CARRIE PALMER

“Do I really need credit monitoring?” It’s a question we hear a lot. Many times, it’s followed by “Because I pay my bills on time” [Read more…]

6 Questions to Ask Yourself Before Applying for a Personal Loan Online
Personal Finance

6 Questions to Ask Yourself Before Applying for a Personal Loan Online

24 May 2020

I SEE nothing wrong with availing cash loans especially for personal financial security and business purposes. I also did it many times when I was [Read more…]

  • Hi Friend, But Still I Won't Lend You Money
    Hi Friend, But Still I Won’t Lend You Money
    17 May 2020
  • What Makes Saving Rather Hard for Most Filipinos (and Possibly for You)
    What Makes Saving Rather Hard for Most Filipinos (and Possibly for You)
    12 May 2020
  • 6 Personal Financial Areas You Should Reassess After this Coronavirus Crisis
    6 Personal Financial Areas You Should Reassess After this Coronavirus Crisis
    10 May 2020
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